Safe Water, Secure Loan: FHA/VA Well Water Testing with M-C Inspections
Buying a home is one of the biggest decisions you’ll ever make. If you’re using an FHA or VA loan and the home you're buying is on a private well, there’s one important step you can't skip: well water testing. This test is required by loan programs to make sure the water you’ll be drinking, cooking with, and bathing in is clean, safe, and healthy.
At M-C Inspections, we specialize in providing FHA and VA well water testing for homes in Bakersfield, Lake Counties, Arroyo Grande, and surrounding areas. We work closely with certified laboratories to test for harmful bacteria like coliform, as well as nitrates, nitrites, pesticides, and heavy metals. These tests are not just paperwork — they’re designed to protect you and your family’s health.
If you're buying a property that isn’t connected to city water, these tests are usually required before closing — and often need to be done within 90 days of your loan’s approval. The results can make or break your ability to buy that dream home. That’s why it’s so important to work with professionals who understand the rules, timelines, and technical details.
Buying a Home With Well Water? Don’t Wait.
Contact M-C Inspections Today!
Book Your Inspection Today!
Office: 888.201.1726 Cell: call or text 661.330.1009 matt@m-cinspections.com
Schedule Your FHA/VA Well Water Yest Today. We’ll Guide You Through Every Step — Clearly, Honestly, and With Care.
Why Is Well Water Testing So Important?
Water may look clean, but without testing, there’s no way to know what’s really in it. Many areas in California have unique environmental challenges — from agriculture runoff to naturally occurring minerals in the soil. Even if a well has been working for years, things like old plumbing, nearby farming, or changing groundwater conditions can lead to unsafe water.
FHA and VA loan programs require that the water meets EPA drinking water standards. That means no dangerous bacteria, no harmful chemicals, and no hidden surprises. Our tests cover all the essentials — and if there’s a problem, we help you understand exactly what to do next.
What Happens If the Well Water Fails?
If the test results show contamination, don’t worry — there are solutions. We’ll explain the issue in simple terms and help coordinate next steps , such as installing a water treatment system or retesting after a fix has been made. You won’t be left guessing or stuck on your own.
In many cases, water problems can be corrected quickly. But lenders will require proof that the issue was resolved before the loan can be approved . We take care of the documentation and follow-up testing, making sure everything is in line with FHA or VA requirements.
What Makes M-C Inspections Water Well Inspections Different?
We bring more than just technical skill — we bring compassion and clarity. We know how stressful the home buying process can be, especially with the added layers of loan requirements. That’s why we always explain things clearly, treat you with respect, and focus on making sure you feel confident and informed every step of the way.
Whether you're a first-time homebuyer or a veteran using a VA loan, we’re here to help make the inspection process smooth, accurate, and stress-free. We stay up to date with California's environmental standards and lender-specific requirements, so you don’t have to.
Make Sure Your Water — and Your Future — Are Safe
Contact M-C Inspections Today!
Book Your Inspection Today!
Office: 888.201.1726 Cell: call or text 661.330.1009 matt@m-cinspections.com
We’ll Take Care of the Details, So You Can Focus on Your New Home With Peace of Mind.
Frequently Asked Questions
How Often Should I Test My Well Water?
It's recommended to test your well water at least once a year for total
coliform bacteria, nitrates, total dissolved solids, and pH levels.
Additional testing may be necessary if there are changes in taste, color,
or smell, or after events like flooding or repairs to the well system.
What Contaminants Should I Test For?
Common contaminants to test for include:
- Bacteria (e.g., total coliforms, E. coli)
- Nitrates and Nitrites
- Lead and Arsenic
- Pesticides and Herbicides
- Volatile Organic Compounds (VOCs)
- pH and Total Dissolved Solids (TDS)
The specific tests needed can vary based on local environmental factors.
How Do I Collect a Water Sample for Testing?
Most laboratories provide specific instructions and sterile containers for
sample collection. Generally, you'll need to collect water from a clean tap
after flushing the system, ensuring no external contaminants affect the
sample.
What Do I Do If My Well Water Is Contaminated?
If contaminants are detected, steps may include:
- Installing appropriate water treatment systems (e.g., filtration, disinfection)
- Repairing or upgrading the well infrastructure
- Regular retesting to ensure the effectiveness of remediation efforts
Consulting with water quality professionals can provide guidance tailored to your specific situation.
Make Sure Your Water — and Your Future — Are Safe
Contact M-C Inspections Today!
Book Your Inspection Today!
Office: 888.201.1726 Cell: call or text 661.330.1009 matt@m-cinspections.com
We’ll Take Care of the Details, So You Can Focus on Your New Home With Peace of Mind.
